California Bankruptcy Lawyers

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Law Offices of Stan Riddle

Law Offices of Stan Riddle

Also In-Oakland, Pleasanton, Fremont, Antioch, Richmond

Oakland,CA, Pleasanton,CA, Fremont,CA Antioch,CA Richmond,CA - ,
(925) 818-2795

Lawyer ASAP, LLP

Nolo Contributor

Lawyer ASAP, LLP

We believe that everyone deserves fair, affordable legal representation and we are committed to helping our clients get through the toughest moments of their lives.

150 N Orange Ave, #303A - Orlando, FL 32801
(844) 307-2727

Nolo Contributor

Lincoln Law

Lincoln Law

FREE Consultation, Low Cost & Easy Payments. New Extended Customer Care Phone Hours! Mon-Fri: 7:00 am-8:00 pm. Saturday: 8:00 am to 4:00 pm. Sunday: 9:00 am to 2:00 pm. (PST)

921 West Center St - Orem, UT 84057
(801) 701-8093

Law Office of Christopher Hewitt

Law Office of Christopher Hewitt

Palm Springs- Riverside County Bankruptcy Attorney

72980 Fred Waring Drive Suite C - Palm Desert, CA 92260
(760) 459-2438

Hedtke Law Firm

Hedtke Law Firm

Hedtke Law Firm provides professional legal services from offices in Upland and Apple Valley, Ca. Whether you need bankruptcy debt relief, Estate and Tax Planning, Real Estate or Family Law services, our experienced attorneys are here to help you.

17994 U.S. Highway 18 Suite 105 - Apple Valley, CA 92307
(626) 975-9665

Law Office of Ronald Pullen

Law Office of Ronald Pullen

355 "K" Street - Chula Vista, CA 91911
(619) 425-0810

Law Office of Judith A. Runyon

Law Office of Judith A. Runyon

Judith Runyon - Bankruptcy Law Attorney

4255 Main Street, Suite 3, The Jefferson Building - Riverside, CA 92501
(951) 782-7495

Law Office Of Jackie Robert Geller

Law Office Of Jackie Robert Geller

5755 Oberlin Drive Suite 301 - San Diego , CA 92121
(858) 535-9933

Law Offices of David W. Brody A Professional Corporation

Law Offices of David W. Brody A Professional Corporation

1350 Columbia Street, Unit 403 - San Diego, CA 92101
(619) 546-9200

Moher Law Group

Moher Law Group

Affordable San Diego, Los Angeles, & Bay Area Foreclosure and Bankruptcy Attorney. Free Consultations, $0 Down Chapter 13 Filings and Loan Modifications, and affordable rates on civil litigation, Chapter 7 and 11 bankruptcy, and other legal matters

10505 Sorrento Valley Rd. Suite 430 - San Diego, CA 92121
(619) 269-6204

Kornfield, Nyberg, Bendes & Kuhner, P.C

Kornfield, Nyberg, Bendes & Kuhner, P.C

30 Years of Experience, Professional & Practical Advice,All Types of Bankruptcy Law, Over 20 Years Experience

Patrick Forte, Attorney at Law

Patrick Forte, Attorney at Law

An Attorney You Can Trust - 33 Years of Experience

Darya Sara Druch, Attorney at Law

Darya Sara Druch, Attorney at Law

Call me first and talk to ME in person! Quick, Personal, Professional Bankruptcy Service from an Experienced Attorney at Affordable Rates.

The Kurta Law Firm

The Kurta Law Firm

Boeing Law Offices

Boeing Law Offices

We help people stop creditors and reclaim their wealth through Chapter 7 and Chapter 13 bankruptcy cases

Central Coast Bankruptcy, Inc.

Central Coast Bankruptcy, Inc.

At Central Coast Bankruptcy, Inc., located in Salinas, Monterey and San Jose, California, we help individuals and businesses discover debt relief options for their financial difficulties.

Law Offices of Michael O. Hays

Law Offices of Michael O. Hays

Law Offices of Michael O. Hays, Bankruptcy Specialist with over 30 years experience. Free Consultations and affordable payment plans for Chapter 7 and Chapter 13 Bankruptcy.

Liviakis Law Firm

Liviakis Law Firm

Award Winning Client Service! The First Step in a New Financial Direction- Flat Fee Value Pricing for Nolo Visitors!

Law Offices of E. Vincent Wood

Law Offices of E. Vincent Wood

WE CAN HELP! Stop Lawsuits, Eliminate Credit Card Debt, Stop Repossessions, Eliminate Medical Debt, Eliminate Payday loans, Eliminate Income Tax Debts, Stop Foreclosures and more.

Law Office of Julius J. Cherry, Esq.

Law Office of Julius J. Cherry, Esq.

Law Offices of Timothy C. Springer

Law Offices of Timothy C. Springer

Legal Help with Personal Bankruptcy in Central California

Peter B. Bunting Attorney at Law

Peter B. Bunting Attorney at Law

Law Offices of Neil E. Schwartz

Law Offices of Neil E. Schwartz

We have been practicing bankruptcy law since 2001, and have filed more than 6,000 cases and consistently file more than any other office in Bakersfield.

Borowitz & Clark, LLP

Borowitz & Clark, LLP

The Road to a Debt-Free Life

Law Offices of Linda M. Blank

Law Offices of Linda M. Blank

Knowledgeable attorney with more than 25 years of experience serving your legal needs

Blue Schoor & Diehl LLP

Blue Schoor & Diehl LLP

Blue Schoor & Diehl LLP is a general practice law firm that focuses on civil dispute resolution and business matters.

Wadhwani & Shanfeld

Wadhwani & Shanfeld

Southern California Bankruptcy Attorneys

Gumport Mastan

Gumport Mastan

Welcome

Weintraub & Selth, APC

Weintraub & Selth, APC

Los Angeles bankruptcy law firm

Hughes & Dunstan, LLP

Hughes & Dunstan, LLP

Simon Resnik Hayes LLP

Simon Resnik Hayes LLP

Experienced Attorneys with specialties in Chapter 7 11 and 13 Bankruptcy, Corporate Reorganization, Simple and Complex Loan Modifications, Real Estate Litigation, Wrongful Foreclosure, Unlawful Detainers, Auto Cases, Personal Injury and Family Law.

Dixon & Daley, LLP

Dixon & Daley, LLP

The Law Offices of Mark Martinez

The Law Offices of Mark Martinez

LEGAL REPRESENTATION FOR THE CONSUMER Se Habla Espaol

Fitzgerald & Campbell, A Professional Law Corporation

Nolo Contributor

Fitzgerald & Campbell, A Professional Law Corporation

CALIFORNIA'S PREMIER DEBTOR PROTECTION LAW FIRM Services available to all California residents.

Nolo Contributor

Sternberg Law Group

Sternberg Law Group

A Foreclosure and Bankruptcy Law Firm. You Deserve a Future Free of Debt! Servicing Los Angeles County and Orange County. Speak with a Qualified Attorney Today for a Free Consultation.

The Law Offices of Christie Cronenweth

The Law Offices of Christie Cronenweth

Advocate Solutions, Inc. A Professional Law Corporation

Nolo Contributor

Advocate Solutions, Inc. A Professional Law Corporation

Bankruptcy Expertise With Chapters 7, 11 and 13 Throughout California. Former Law Clerk to United States Bankruptcy Court Judge.

Nolo Contributor

Dumas & Kim, APC

Dumas & Kim, APC

Boutique Bankruptcy and Business Litigation Law Firm

Bankruptcy Center of John D. Raymond

Bankruptcy Center of John D. Raymond

..............The sooner you call, the happier you will be!.............. Free consultations; Payment Plans; Eve and Weekend Hours

Dougherty & Guenther APC

Dougherty & Guenther APC

The Law Offices of David A. Boone

The Law Offices of David A. Boone

Most Experienced Least Expensive Bankruptcy Attorneys. We have 4 attorneys and 6 support personnel so there is always someone there to help. David Boone personally meets with all new clients for the free initial consultation. Stop Worrying!!

Weber Firman

Weber Firman

Real solutions, no gimmicks!

Greenman, Lacy, Klein O'Harra & Heffron

Greenman, Lacy, Klein O'Harra & Heffron

Law Firm in Oceanside, CA

Donald Segretti Attorney at Law

Donald Segretti Attorney at Law

Bankruptcy, Business Law and Civil Litigation.

The Law Offices of Joseph M. Tosti

The Law Offices of Joseph M. Tosti

The Law Offices of Joseph M. Tosti is an Orange County bankruptcy law firm with years of experience in serving local residents faced with overwhelming debt loads.

Law Office of June L. Harris

Law Office of June L. Harris

Fullerton, California Bankruptcy, Trusts, Estates and Probate Attorney Providing Effective Legal Services

Law Offices of Michael G. Spector

Law Offices of Michael G. Spector

M. Jones and Associates

M. Jones and Associates

Helping Those Who Need it Most -- Bankruptcy, Bankruptcy Litigation, and Criminal Trial Lawyers. Languages: English & Farsi

Law Office of Christine A. Kingston

Nolo Contributor

Law Office of Christine A. Kingston

I will not only provide you with your personal debt relief strategy, I will work with you to help you get there. Whether you need a repayment program based upon your ability to pay, or simply eliminate your debts without making another payment.

Nolo Contributor

Bahadori Chini Law LLP

Bahadori Chini Law LLP

Spotlight on Bankruptcy in California

The Situation in the Golden State

When Governor Schwarzenegger recently warned the California state Assembly that “Our wallet is empty. Our bank is closed. Our credit is dried up.”, many Californians could relate to that scenario. Bankruptcies filed in 2008 hit record levels with over 133,000 in California alone, and over 95% of those filed by consumers. It is estimated that 1.4 million consumer bankruptcies will be filed in the U.S. in 2009, the surge triggered by the foreclosure crisis and economic downturn.

California Bankruptcy Legal Advice

The Federal Bankruptcy Law involves processes, procedures and evaluations which can be complex and confusing, including major revisions made in 2005. Seek the advice of a California law firm with specific long-term experience in California bankruptcy matters. Check references, if possible. A competent California attorney will help you weigh your different options, make informed decisions, help you protect the security of your family and reduce your stress, while facing the realities of the situation.

Chapter 7 - The Most Common Consumer Bankruptcy Choice in California

Chapter 7 is the “fresh start” chapter of the Bankruptcy Code and most commonly used. This filing results in a fair distribution of your available nonexempt property to creditors. Unsecured debts are generally discharged. Included in this process is a “means test”, used to determine your ability to pay your creditors, verifying whether Chapter 7 is appropriate or indicating that you should be filing Chapter 13. Median Family Income by Family Size and current poverty guidelines are factors evaluated when determining appropriate filing status for a given situation.

Debts Which Generally Cannot be Discharged in Your California Bankruptcy:

  • Taxes owed to government agencies, such as the I.R.S., State of California, County, etc.
  • Student loans (unless undue hardship can be proved),
  • Debts incurred after the bankruptcy is filed
  • Debts owed to a spouse for divorce-related obligatory expenses
  • Debts not listed or scheduled or which the debtor waived discharge
  • Debts for willful and malicious injury by the debtor to another person or property owned by another

Alternatives to California Bankruptcy

Contact your creditors to try to work out payment arrangements that you can manage. Contact the non-profit Consumer Credit Counseling service to get help with a manageable repayment plan. Sell as many assets as you can and pay down your debt to a manageable level. Debt consolidation may be considered, but approach this option with caution to make sure it actually helps your situation.

Final Thoughts on California Bankruptcy

Californians continue to suffer, as the State’s economy struggles to recover. If you are considering filing for bankruptcy in California, decisions you make and actions you take now can have a positive or negative effect on the outcome of your bankruptcy proceedings. Although some filers elect to handle their bankruptcy on their own, The U.S. Bankruptcy Court cautions that “Bankruptcy has long-term financial and legal consequences -- hiring a competent attorney is strongly recommended.” Click here to find California attorney resources in your area.

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