Ohio Bankruptcy Lawyers

Start a Lawyer Search

Tell us about your case so that we can connect you with the right lawyers.

searchbox small
Law Office of Dayna R. Terrell

Law Office of Dayna R. Terrell

143 Boardman-Canfield Road #138 - Boardman, OH 44512
(708) 674-3895

JOHN BATES, Esquire

JOHN BATES, Esquire

We do only consumer bankruptcies and have filed thousands of them for residents of Northeast Ohio.

436 Fair Ave NW - New Philadelphia, OH 44663
(330) 339-0000

Graham & Associates Law Offices

Graham & Associates Law Offices

Northeast Ohio Bankruptcy Attorney

333 South Main Street, Suite 601 - Akron, OH 44308
(330) 253-6264

Carlisle, McNellie, Rini, Kramer & Ulrich Co., L.P.A

Carlisle, McNellie, Rini, Kramer & Ulrich Co., L.P.A

24755 Chagrin Boulevard, Suite 200 - Cleveland, OH 44122
(216) 360-7200

<b>Law Office of Lee R. Kravitz</b>

Law Office of Lee R. Kravitz

Expert bankruptcy and foreclosure attorney in Cleveland and Euclid. FREE consultations!

25000 Euclid Avenue, Suite 100 (216) 289-4545 - Euclid, OH 44117
216-749-0808

Benson Law Firm

Benson Law Firm

The Hanna Building 1422 Euclid Avenue Suite 1610 - Cleveland, OH 44115
(216) 241-2510

Rabin & Rabin Co., L.P.A.

Rabin & Rabin Co., L.P.A.

Bankruptcy Attorneys in Cleveland, Ohio

55 Public Square, Suite 1510 - Cleveland, OH 44113
216-771-8084

Steven S. Davis Co., L.P.A.

Steven S. Davis Co., L.P.A.

A Cleveland law firm committed to helping you resolve bankruptcy issues

1370 Ontario Street, 450 Standard Building - Cleveland, OH 44113
216-781-7272

Rauser &amp; Associates Legal Clinic, LLC

Rauser & Associates Legal Clinic, LLC

614 West Superior Suite 950 - Cleveland, OH 44113
(888) 843-5787

Law Offices of Jon Ginter, LLC

Law Offices of Jon Ginter, LLC

Advocating for individuals with debt relief and probate needs

The Westlake Business Center 795 Sharon Drive, Suite 213 - Westlake, OH 44145
(216) 526-0309

Hurley Law Office, LLC

Hurley Law Office, LLC

R. Dean Snyder Attorney at Law

R. Dean Snyder Attorney at Law

David M. Martin Co., L.P.A.

David M. Martin Co., L.P.A.

Springfield Bankruptcy, Probate and Estate-Planning Lawyer

Cincinnati Bankruptcy Attorney

Cincinnati Bankruptcy Attorney

Luftman, Heck & Associates, LLP

Luftman, Heck & Associates, LLP

Bankruptcy law firm, serving the Cleveland, Ohio and surrounding area.

Sheldon Stein, Attorney at Law

Sheldon Stein, Attorney at Law

Helping people in Cuyahoga, Lake and Geauga counties overburdened by debt, facing foreclosure or with tax problems for more 35 years. Offices in Cleveland and Painesville, Ohio. FREE consultation. No cost or obligation!

Sheppard Law Offices

Sheppard Law Offices

Ohio Bankruptcy Lawyer - Helping Clients Get A Fresh Start!

Law office of Robert J Leon LLC

Law office of Robert J Leon LLC

Free Consultation! If you are unable to come to the office I will drive to your home for the initial consultation. EVENING AND WEEKEND APPOINTMENTS AVAILABLE! LOW FEES! WE ANSWER THE PHONE 6 DAYS A WEEK + EVENINGS!

Bergman & Yiangou

Bergman & Yiangou

Experience, Diligent Representation, Results. Call us for a free initial consultation!

Caudill Law Group

Caudill Law Group

Welcome to Caudill Law Group where we provide you with professional and compassionate assistance during your financial distress. We provide legal services to individuals and small businesses filing for Chapter 7 & 13 bankruptcy.

Donald Harris Law Firm

Donald Harris Law Firm

The Donald Harris Law Firm is an activist law firm defending consumer rights. The firm protects consumers from creditor using all the tools available to the consumer including Bankruptcy.

Needleman Law Office

Needleman Law Office

Meet With a Lawyer, Not a Paralegal

Law Office of Ronald K. Nims, LLC

Law Office of Ronald K. Nims, LLC

Serving the Columbus Area for Bankruptcy, Tax Law and Family Law matters, the Law Office of Ronald K. Nims has three decades of experience helping Ohioans like you protect their legal rights.

Stamps &amp; Stamps

Stamps & Stamps

Stamps & Stamps: A legal team that has helped protect the legal interests of the people of Ohio for more than 50 years. We're here to help you.

Cope Law Offices, LLC

Cope Law Offices, LLC

Dayton Bankruptcy Attorney Personalized Debt Relief Solutions

Columbus Bankruptcy Lawyer

Columbus Bankruptcy Lawyer

Trusted and Reliable Bankruptcy Representation offering Competitive Fees and Easy Payment Plans

Fredric M. Boyk

Fredric M. Boyk

Knowledgeable attorney with more than 15 years of experience advising Ohioans on their legal needs

Chris Wesner Law Office, LLC

Chris Wesner Law Office, LLC

The right lawyer for you is the one who strives to find the best solution to your specific legal issue.

Paul H. Spaeth Co., L.P.A.

Paul H. Spaeth Co., L.P.A.

Bankruptcy (Debtors and Creditors); Business Law; Creditors' Rights

Tough Times in the Buckeye State

With over 9% unemployment and some of the highest foreclosure rates in the nation, some in the legal trade expect to see bankruptcy filings continue to rise through 2010 in hard-hit Ohio. Bankruptcies filed in 2008 hit record levels with over 58,000 in Ohio alone, and over 98% of those filed by consumers.    It is estimated that 1.4 million consumer bankruptcies will be filed in the U.S. in 2009, the surge triggered by the foreclosure crisis and economic downturn. Debt relief agency assistance in the state is stretched beyond being able to adequately assist all debtors in desperate need of counseling and relief.

Legal Counsel Important for Ohio Bankruptcy Filings

The Federal Bankruptcy Law involves processes, procedures and evaluations which can be complex and confusing, including major revisions made in 2005.  Seek the advice of an Ohio law firm with specific long-term experience in Ohio bankruptcy matters.  Check references, if possible.  A competent Ohio attorney will help you weigh your different options, make informed decisions, help you protect the security of your family and reduce your stress, while facing the realities of the situation.

The Most Common Consumer Bankruptcy Choice in Ohio

Chapter 7 is the “fresh start” chapter of the Bankruptcy Code and most commonly used.  This filing results in a fair distribution of your available nonexempt property to creditors.  Unsecured debts are generally discharged.  Included in this process is a “means test”, used to determine your ability to pay your creditors, verifying whether Chapter 7 is appropriate or indicating that you should be filing Chapter 13Median Family Income by Family Size and current poverty guidelines are factors evaluated when determining appropriate filing status for a given situation.

Major Changes Made in 2005 Will Impact your Ohio Bankruptcy

Because of bankruptcy filing abuses, the law was changed in 2005 to include the following:

  • Required pre-bankruptcy counseling
  • Strict guidelines to qualify for a Chapter 7 filing (liquidation proceeding) including a “Means Test” to determine your ability to pay debts
  • Tight restrictions on repeat filers
  • Random audits to verify accuracy of bankruptcy filing
  • Enhanced oversight for Chapter 11 (reorganization) small business cases

Bankruptcy Alternatives in Ohio

Contact your creditors to try to work out payment arrangements that you can manage.  Contact the non-profit Consumer Credit Counseling service to get help with a manageable repayment plan.  Sell as many assets as you can and pay down your debt to a manageable level.  Debt consolidation may be considered, but approach this option with caution to make sure it actually helps your situation.

Final Words on Ohio Bankruptcy

Ohio residents continue to suffer, as the State’s economy struggles to recover.  If you are considering filing for bankruptcy in Ohio, decisions you make and actions you take now can have a positive or negative effect on the outcome of your bankruptcy proceedings.  Although some filers elect to handle their bankruptcy on their own, The U.S. Bankruptcy Court cautions that“Bankruptcy has long-term financial and legal consequences -- hiring a competent attorney is strongly recommended."Click here to find Ohio attorney resources in your area. 

 

NOLO-web1:DRU1.6.12.2.20161011.41205