Bankruptcy Law Information Archive

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There are a wide range of topics pertaining to bankruptcy. Lawyers specializing in bankruptcy law, such as Chapter 7 and Chapter 13, have the experience and knowledge necessary to legally advise you in any area pertaining to bankruptcy law.

Contact a Bankruptcy Lawyer to find out all your legal options and rights.

Hot Topic Archive:

Bankruptcy Alternatives - Need bankruptcy alternatives? Settlement offers involve the creditor waiving the remaining balance of any principal. Read more

Bankruptcy Liquidation - Liquidation is defined as a detailed program of action formulated by a debtor or its creditors. Read more

Bankruptcy Reform Act of 1978 - The Bankruptcy Reform Act of 1978 (as amended and codified in 11 USCA) governs bankruptcy cases filed on or after October 1, 1979. Read more

The Bankruptcy Act of 1898 - The Bankruptcy Act of 1898 governed bankruptcy cases filed before October 1, 1979. The Bankruptcy Act of 1898 was the first modern day legislation to extend protection to corporations from creditors. It is the foundation of today's bankruptcy laws. Read more

Bankruptcy Trustee - The primary role of the U.S. Trustee Program is to serve as the "watchdog over the bankruptcy process". Read more

Bankruptcy-Remote Entity - It is a business, usually a special-purpose entity, established to perform limited functions and to have one or a few primary creditors. Read more

Creditor Harassment - In some cases, a creditor (a person or business that is owed money) may force the filing of a bankruptcy proceeding. Read more

Corporate Bankruptcy - Are you a small business owner facing bankruptcy? A corporate bankruptcy lawyer can help your business survive through this difficult time. Read more

Debtors Rights - A debtor (a person or business who owes money to others) may choose to file a bankruptcy proceeding to resolve a hopeless financial situation, or to stave off the collection of debts for a period of time to allow for financial reorganization.Read more

Federal Tax Exemption - The consequences of bankruptcy are significant and require careful consideration. Read more

Foreclosures - You need foreclosure help, if you fall behind on your house payments. Read more

Wage Garnishments - Unsecured creditors in relation to garnishment laws do not hold any collateral that they can take from you if you fall behind on your payments. Read more

Protecting Family Assets - Family members want the best financial conditions for their children, parents and spouse. Read more

Recovering From Bankruptcy - Are you wondering how will you start recovering after a bankruptcy? Recovering after a bankruptcy can be a lot less painful than you imagine. Read more

Refinancing - Would you like to lower your monthly payments and have questions on how to refinance in bankruptcy? Read more

Repossessions - If you don't make your car payments for a number of months, your lender may repo or repossess your car. Read more

Credit After Bankruptcy - Filing for bankruptcy can challenge many aspects of a person’s self esteem from responsibility issues to social standing. Read more

Credit Repair - If you feel like you are drowning in debt, and getting more calls from collection agencies than from your friends and family, you may start to feel desperate...Read More

Debt Collector Rights - There are certain debt collector rights that have been enforced by law.  Read More

Dealing with Collection Agencies - When a collection agency purchases or is assigned your account, they're only goal is to get you to pay your debt.  Read more

Divorce and Bankruptcy - When getting a divorce and both you and your spouse are in a lot of debt, it will usually make sense to file for bankruptcy before starting a divorce proceeding. Read more

Asset Protection - Asset protection has been promoted for many years, it has taking numerous forms throughout the years.  Read more

Bankruptcy and Tax Debt - Did you know that if you are involved with some debt to the IRS that you might be able to get out from under that debt using either Chapter 7 or Chapter 13?  Read More

Steps to Filing Bankruptcy - If you are thinking that it is possible that bankruptcy might be in your future there are some things that you should be aware of. Read More

Credit Repair Scams - Credit repair scams prey on people who are sinking under huge debt and can’t seem to get out. Read more

Fair Debt Collection Practices Act - When you’re contacted by a collection agency or any debt collector, you have certain rights you should be aware of.  Read more

Mortgage After Bankruptcy - While it is true that bankruptcy can deal a serious set back to your credit standing it is by no means the end of the credit line. Read more

United States Bankruptcy Code Overview - United States Bankruptcy code law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors. Read More

Non Bankruptcy Workouts - Given the recent changes to bankruptcy law that make it even harder for the average person to file bankruptcy, it’s no wonder that non bankruptcy workouts are becoming more popular. Read More

Personal Bankruptcy - No one should attempt to file personal bankruptcy without first consulting an experienced bankruptcy attorney.  Read more

Recovering from Bankruptcy - Bankruptcy can be a major, life altering and major decision in anybody's life. It's a huge choice that alter every aspect of that person's life and can be somewhat scary for some individuals. Read more

Repossession Rights - Your creditor has the right to repossess a vehicle from you when you’ve defaulted on the loan, no matter how long you’ve been making those payments on time. Read more

Small Business Bankruptcy - A small business files bankruptcy under chapter 11 like a large business or corporation. In a large company under chapter 11 a creditors committee is appointed to provide oversight of the debtor. Read more

Statute of Limitations on Debt - Each state within the United States has different laws regarding statute of limitations for collecting credit card debts. Read more

Wage and Bank Levies - If you owe a tax debt, you can have a lien placed against your property. If you don't pay the debt or make arrangements to pay it, then a levy is carried out. Read more

Bankruptcy Laws and Means Test - In 2005 everything about bankruptcy changed, a new test called the "Means Test" was introduced which has left most people nothing short of confused.  Read More

The Different Chapters of Bankruptcy:

Chapter Seven - Under Chapter 7 – A trustee is appointed to take over your property. Read more

Chapter Thirteen - Under Chapter 13 – You can usually keep your property, but you must earn wages or have some other source of regular income. Read more

Chapter Eleven - In chapter 11, you may continue to operate your business, but your creditors and the court must approve a plan to repay your debts. Read more

Chapter Twelve - Like chapter 13, but it is only for family farmers and family fishermen. Read more

Chapter Nine - Chapter 9 has principally been used by special purpose municipal taxing vehicles, such as school districts, water districts, and hospital authorities. Read more

2005 Bankruptcy Changes :

Bankruptcy Act 2005 Major Provisions - These provisions would create more bright line rules and place limits on bankruptcy judges' discretion. Read more

Bankruptcy Act 2005 Overview - The current United States Bankruptcy Code, enacted in 1978, replaced and repealed in its entirety the pre-existing Bankruptcy Act of 1898. Read more

Bankruptcy Act 2005 Credit Counseling - If you are considering filing for bankruptcy, you should know about one major change to the bankruptcy law. Read more

Bankruptcy Act 2005 Chapter 7 & 13 Criteria - The new law establishes stricter criteria for Chapter 7 & 13 filing. Read more

Bankruptcy Act 2005 Child-Support Provisions - The act is helpfull to States and families seeking to establish paternity and support orders. Read more

Bankruptcy Act 2005 Debtors Responsibilities - In general, the new law requires that debtors comply with their tax-filing responsibilities. Read more

Resources:

Bankruptcy History - The U.S. history timeline of bankruptcy laws from Present 2005 to the past in descending order. Read more

Fair Debt Collection Practices Act - There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Read more

Largest Bankruptcies - Here are the largest bankruptcy cases since 1983. Read more

Bankruptcy Laws - Here is a list of bankruptcy Laws for 2005

Bankruptcy and the Military - The United States government provides special protection against bankruptcy for our members of our armed forces.  Read more

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