We solve financial problems. We are able to stop creditor harassment, foreclosures, repossessions, lawsuits, garnishments, tax levies, and utility shutoffs.

Attorney Michael K. Hoverson has handled thousands of bankruptcy cases in his 21 years of practice; however, he does not run a bankruptcy "mill". Every client gets individual attention from Michael K. Hoverson. We will review your situation and advise you as to whether Chapter 7 , Chapter 13, or some other non-bankruptcy alternative is in your best interests.

Please contact us for a free consultation and we will promptly respond and answer any questions that you may have concerning your financial situation.