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Before Filing Bankruptcy

To be bankrupt is to be insolvent. The individual or business facing bankruptcy is no longer able to cope with the amount of financial debt. Before filing bankruptcy papers, talk to a bankruptcy lawyer. This is essential if you wish to ensure you are following the proper procedure. Consulting a skilled attorney before filing bankruptcy will help to eliminate any costly mistakes. If you do your research and locate the right lawyer, you will know what type of bankruptcy is applicable for your situation. You will also know what NOT to do before filing bankruptcy. A lawyer understands what measures are considered fraud and what will help your case in bankruptcy court. Understanding what to do and what not to do will help improve the chances of obtaining the automatic stay provision that will save your home and/or help you on the way to recovering balance in your financial life.

Fast Facts

  • The number of bankruptcies in May 2009 surpassed those of May 2008 by more than 2,000.
  • For the past 2 years, Tennessee has had the highest rate of bankruptcies per capita and Alaska the fewest.

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