How will bankruptcy affect my future employment options?

By law bankruptcy alone cannot be a reason for disqualification or discrimination during the job application process. Section 525 of the U.S. Bankruptcy Code specifically prohibits discrimination based solely on bankruptcy when considering applicants. There are legitimate concerns when it comes to financial, government, security and other job industries. These jobs generally require clean criminal and credit records. Bankruptcy remains on your credit report for ten years. When you apply for a job, most employers will do a background check and in some cases, this will include a credit report check. Many employers equate credit problems with character deficiencies. However even with bankruptcy on your credit report, you can still get the job if your credit report indicates that you are cleaning up the items that appear on your credit report. Employers will be more interested in knowing that you have eliminated your debt problem than the fact that you filed bankruptcy. An employer wants an employee to concentrate on the job and not be distracted by collection calls, wage garnishments and the worries of paying old bills.