Talk to a Lawyer
Enter a zip code to speak to a Lawyer that serves your area.

Select the type of Lawyer you need
Can I file for bankruptcy without affecting my wifes credit in New Jersey?
I am married to my spouse and most of my credit cards only in my name have been in collections, surpassing $15,000. Can I file bankruptcy without affecting my wife’s credit at all? I live in the state of New Jersey.
This site does not provide legal advice and users of this site should not interpret any of the information presented here as legal advice. The information provided merely conveys general information related to commonly asked legal questions. We are not a law firm and the employees responding to questions are not acting as your legal attorney. You should ultimately consult with a Lawyer for your case.

Answers (1)
In general, the only way it could possibly affect the former spouse's credit is if you are including debt in your bankruptcy that you spouse may be jointly obligated on. In most cases, if the spouse was not a co-signer on any of the debts you file bankruptcy on, then they won't be affected.
There may be certain nuances specific to your state that you should explore. Moving forward, please consult a Bankruptcy attorney to determine the proper course of action.
References:
Posted by Jason Tong on 22 Jan 2010
0people found this useful
(1 Votes)