I declared chapter 7 bankruptcy four years ago, and I’m completely in debt again and don’t see a way out. How soon after chapter 7 bankruptcy can I apply for bankruptcy again?
How soon after chapter 7 bankruptcy can I apply for bankruptcy again?
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Answer: (1)
Under federal bankruptcy laws, you are not permitted to file Chapter 7 bankruptcy if you have filed another Chapter 7 bankruptcy within the previous six years. After a Chapter 7 bankruptcy, you must either wait for this six-year waiting period before filing bankruptcy again, or in some cases you may file for a Chapter 13 bankruptcy depending on the nature of your circumstances and the previous bankruptcy settlement plan. If you have questions about your rights or options, you should consult with an experienced bankruptcy attorney who may be able to help you explore options for settling or discharging debt.
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Posted by Christy Rakoczy on 22 Jan 2010