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Bankruptcy Alternatives

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Avoid Bankruptcy

Whether because of uncontrollable circumstances or financial incompetence, falling into major debt is dangerous. A bankruptcy stays with an individu...

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Bankruptcy or 401k Loans?

Bankruptcy Fact: Bankruptcy is often preferable to credit counseling and debt consolidation alternatives. Many people fear the stigma and process of...

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Debt Settlement - A Viable Option But Don't Believe the Hype

You've all heard the radio and TV ads promissing immediate debt relief - the right to settle up to 50% of your credit card debts. They say that the ba...

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Debt Settlement vs. Bankruptcy

It's an unfortunate reality that when the economic times get tough, shady businesses come out of the woodwork offering unrealitic hopes for debtors ...

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Foreclosure Help

If you're in a large amount of debt and you have a mortgage on a home, you may face the risk of not being able to afford your mortgage payments anym...

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How a Debt Settlement Plan Compares to Bankruptcy Protection

Financial troubles can be overwhelming. It is important to consider your best options, and the potential impact of filing for bankruptcy or seeking d...

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Is Debt Settlement a Good Alternative to Bankruptcy?

Debt Settlement may be a good alternative to bankruptcy depending on a debtor's situation. Income, assets, and other important factors should be asse...

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Unsecured Debt: Settlement vs. Bankruptcy

With regards to unsecured debt, debt settlement and bankruptcy may both be available options depending on circumstances such as income, assets, and ...

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Why Debt Settlement Programs are Less Effective than Bankruptcy

Bankruptcy courts have a very efficient system and are accustomed to handling an individual's debts, particularly unsecured debts, in a single bankru...

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