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Debt Settlements: Laws Governing Debt Companies

The Federal Trade Commission (“FTC”) adopted new rules on September 27, 2010 designed to stop deceptive and abusive practices by debt settlement...

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Spending Retirement Funds to Avoid Bankruptcy

Spending retirement funds to avoid bankruptcy is not a good idea from what we have seen over the past several years. Most people end up filing bankr...

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Debt Settlement - A Viable Option But Don't Believe the Hype

You've all heard the radio and TV ads promissing immediate debt relief - the right to settle up to 50% of your credit card debts. They say that the ba...

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Debt Settlement vs. Bankruptcy

It's an unfortunate reality that when the economic times get tough, shady businesses come out of the woodwork offering unrealitic hopes for debtors ...

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Bankruptcy or 401k Loans?

Bankruptcy Fact: Bankruptcy is often preferable to credit counseling and debt consolidation alternatives. Many people fear the stigma and process of...

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