Debt Settlements: Laws Governing Debt Companies
The Federal Trade Commission (“FTC”) adopted new rules on September 27, 2010 designed to stop deceptive and abusive practices by debt settlement...
Spending Retirement Funds to Avoid Bankruptcy
Spending retirement funds to avoid bankruptcy is not a good idea from what we have seen over the past several years. Most people end up filing bankr...
Debt Settlement - A Viable Option But Don't Believe the Hype
You've all heard the radio and TV ads promissing immediate debt relief - the right to settle up to 50% of your credit card debts. They say that the ba...
Debt Settlement vs. Bankruptcy
It's an unfortunate reality that when the economic times get tough, shady businesses come out of the woodwork offering unrealitic hopes for debtors ...
Bankruptcy or 401k Loans?
Bankruptcy Fact: Bankruptcy is often preferable to credit counseling and debt consolidation alternatives. Many people fear the stigma and process of...
