It is easy to ignore that we may be
falling into debt. Especially if you are unemployed right now or your wages
have been cut. Reaching for a credit...
read more
Bankruptcy may be able to stop your home from foreclosure in a variety
of ways. Under the present law, by
filing either a Chapter 7 or a Chapter 1...
read more
Did you know that if you are involved with some debt to the IRS that you
might be able to get out from under that debt using either Chapter 7 or Cha...
read more
Thousands of homeowners continue to look to the government for loan
modification programs that claim to help them save their home. But,
what impac...
read more
People struggling financially need to put their money where it will
help them the most. People that begin to fall behind financially often
times don...
read more
I had a client ask if there was a way to reduce the principal on a mortgage through a bankruptcy proceeding. The short answer is yes and no. Current b...
read more
There are certain debt collector rights that have been enforced by law. For
example, a debt collector may not contact you at inconvenient times ...
read more
Yes. Both Chapter 7 and Chapter 13 bankruptcy filings will stop garnishments, unless the garnishment is related to child support obligations.
read more
Recently, the mortgage crisis and resulting economic recession has
driven many Americans to rely heavily on credit cards sustain them
during this di...
read more
Filing for bankruptcy may be able to stop a lawsuit by preventing the
“plaintiff” or party suing you from ever getting a judgment against you. ...
read more
Credit
card debt elimination is a major concern for many Americans. Most college
students graduate with some form of debt, and it is often credit ca...
read more
When you’re contact by a collection agency or any debt collector, you have
certain rights you should be aware of. First of all, the collection a...
read more
Failure to keep up on auto loan payments is becoming a common
theme in neighborhoods across our country. Fortunately, bankruptcy laws provide
protec...
read more
Given the recent changes to bankruptcy law that make it even harder for the
average person to file bankruptcy, it’s no wonder that non bankruptcy ...
read more
Credit card debt is the number one reason people file for personal
bankruptcy, and it's no wonder. Credit card companies earn their
profits by charg...
read more
Are you struggling to make monthly payments to the bankruptcy trustee? Would
you like to lower your monthly payments and have questions on how to re...
read more
A deficiency judgment is a lien against a debtor, defendant, or
borrower whose foreclosure sale did not produce sufficient funds to pay the
mortgage...
read more
If you don't make your car payments for a number of months, your lender may
repo or repossess your car. Without a car you may not be able to get to ...
read more
If you owe a tax debt, you can have a lien placed against your property. If
you don't pay the debt or make arrangements to pay it, then a levy is ca...
read more
A Reaffirmation Agreement is a contract that was presented by one of your creditors that you and your attorney sign after your bankruptcy petition has...
read more
After the sub-prime mortgage debacle and resulting housing market tumble, it's no wonder so many Americans are facing foreclosure and filing for bankr...
read more
