It is easy to ignore that we may be
falling into debt. Especially if you are unemployed right now or your wages
have been cut. Reaching for a credit...
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Bankruptcy may be able to stop your home from foreclosure in a variety
of ways. Under the present law, by
filing either a Chapter 7 or a Chapter 1...
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Did you know that if you are involved with some debt to the IRS that you
might be able to get out from under that debt using either Chapter 7 or Cha...
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Thousands of homeowners continue to look to the government for loan
modification programs that claim to help them save their home. But,
what impac...
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People struggling financially need to put their money where it will
help them the most. People that begin to fall behind financially often
times don...
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I had a client ask if there was a way to reduce the principal on a mortgage through a bankruptcy proceeding. The short answer is yes and no. Current b...
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There are certain debt collector rights that have been enforced by law. For
example, a debt collector may not contact you at inconvenient times ...
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Yes. Both Chapter 7 and Chapter 13 bankruptcy filings will stop garnishments, unless the garnishment is related to child support obligations.
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Recently, the mortgage crisis and resulting economic recession has
driven many Americans to rely heavily on credit cards sustain them
during this di...
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Filing for bankruptcy may be able to stop a lawsuit by preventing the
“plaintiff” or party suing you from ever getting a judgment against you. ...
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Credit
card debt elimination is a major concern for many Americans. Most college
students graduate with some form of debt, and it is often credit ca...
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When you’re contact by a collection agency or any debt collector, you have
certain rights you should be aware of. First of all, the collection a...
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Failure to keep up on auto loan payments is becoming a common
theme in neighborhoods across our country. Fortunately, bankruptcy laws provide
protec...
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Given the recent changes to bankruptcy law that make it even harder for the
average person to file bankruptcy, it’s no wonder that non bankruptcy ...
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Credit card debt is the number one reason people file for personal
bankruptcy, and it's no wonder. Credit card companies earn their
profits by charg...
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Are you struggling to make monthly payments to the bankruptcy trustee? Would
you like to lower your monthly payments and have questions on how to re...
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A deficiency judgment is a lien against a debtor, defendant, or
borrower whose foreclosure sale did not produce sufficient funds to pay the
mortgage...
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If you don't make your car payments for a number of months, your lender may
repo or repossess your car. Without a car you may not be able to get to ...
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If you owe a tax debt, you can have a lien placed against your property. If
you don't pay the debt or make arrangements to pay it, then a levy is ca...
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A Reaffirmation Agreement is a contract that was presented by one of your creditors that you and your attorney sign after your bankruptcy petition has...
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After the sub-prime mortgage debacle and resulting housing market tumble, it's no wonder so many Americans are facing foreclosure and filing for bankr...
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